My Courses
Advanced Tax Strategies
Learn how the ROBS strategy (Rollovers as Business Startups) allows you to use retirement funds to start or buy a business without taxes or early withdrawal penalties. This video explains how the structure works, who it’s for, and key rules to consider before using retirement money to fund your business.
Learn how the ROBS strategy (Rollovers as Business Startups) allows you to use retirement funds to start or buy a business without taxes or early withdrawal penalties. This video explains how the structure works, who it’s for, and key rules to consider before using retirement money to fund your business.
Free Courses
Have you ever wondered why two people can save the same amount for retirement, earn the same average return, yet end up with different results? The answer - sequence of returns risk. In this video, we’ll break down why withdrawal timing matters!
Have you ever wondered why two people can save the same amount for retirement, earn the same average return, yet end up with different results? The answer - sequence of returns risk. In this video, we’ll break down why withdrawal timing matters!
Year-End Tax Moves That Actually Work. No fluff. Just actionable strategies to keep more of what you earn. As the year wraps up, your window to make powerful tax-saving decisions is closing fast.
Year-End Tax Moves That Actually Work. No fluff. Just actionable strategies to keep more of what you earn. As the year wraps up, your window to make powerful tax-saving decisions is closing fast.
Myth Busters
In this session of Money Lab MythBusters, I dissect a popular recommendation regarding retirement savings strategies, particularly the sequence of contributions to pre-tax and Roth accounts. I illustrate how prioritizing Roth contributions can significantly reduce long-term tax liabilities, potentially saving over $12 million in taxes compared to a pre-tax strategy.
In this session of Money Lab MythBusters, I dissect a popular recommendation regarding retirement savings strategies, particularly the sequence of contributions to pre-tax and Roth accounts. I illustrate how prioritizing Roth contributions can significantly reduce long-term tax liabilities, potentially saving over $12 million in taxes compared to a pre-tax strategy.
Most investors focus on average returns — but your wealth is built on actual returns.
In this course, you’ll learn how volatility, compounding, and sequence of returns truly impact your portfolio — and why the difference can make or break your retirement plan.
Simple math. Real impact. Smarter investing.
Most investors focus on average returns — but your wealth is built on actual returns.
In this course, you’ll learn how volatility, compounding, and sequence of returns truly impact your portfolio — and why the difference can make or break your retirement plan.
Simple math. Real impact. Smarter investing.
Valley Oak Academy is an educational platform. Content is provided for informational purposes only and is not individualized tax, legal, or investment advice. Before acting on anything you learn here, please review our disclosures and consult your own professional advisors as needed.
Be sure to read our disclosures before proceeding.
We’re glad you’re here — and excited to help you learn, ask better questions, and make smarter financial decisions.
Welcome to Valley Oak Academy.