Myth Busters
In this session of Money Lab MythBusters, I dissect a popular recommendation regarding retirement savings strategies, particularly the sequence of contributions to pre-tax and Roth accounts. I illustrate how prioritizing Roth contributions can significantly reduce long-term tax liabilities, potentially saving over $12 million in taxes compared to a pre-tax strategy.
In this session of Money Lab MythBusters, I dissect a popular recommendation regarding retirement savings strategies, particularly the sequence of contributions to pre-tax and Roth accounts. I illustrate how prioritizing Roth contributions can significantly reduce long-term tax liabilities, potentially saving over $12 million in taxes compared to a pre-tax strategy.
Most investors focus on average returns — but your wealth is built on actual returns.
In this course, you’ll learn how volatility, compounding, and sequence of returns truly impact your portfolio — and why the difference can make or break your retirement plan.
Simple math. Real impact. Smarter investing.
Most investors focus on average returns — but your wealth is built on actual returns.
In this course, you’ll learn how volatility, compounding, and sequence of returns truly impact your portfolio — and why the difference can make or break your retirement plan.
Simple math. Real impact. Smarter investing.
Valley Oak Academy is an educational platform. Content is provided for informational purposes only and is not individualized tax, legal, or investment advice. Before acting on anything you learn here, please review our disclosures and consult your own professional advisors as needed.
Be sure to read our disclosures before proceeding.
We’re glad you’re here — and excited to help you learn, ask better questions, and make smarter financial decisions.
Welcome to Valley Oak Academy.